Wednesday, August 29, 2012

Daytrading, Stock Trading, Investing and Forex Trading ? The Value ...

Some go on to make enough to live on, some an especially cushty living and some make a genuine fortune. There are numerous investors who make trading their sole occupation.

Others return to their old job, annoyed and scared of ever doing anything different and giving up on their hopes of the life they actually wish to live. Here's a story about a man?? What if you might leverage a powerful solid research of market factors and patterns, correctly envisioning the best stocks to buy? What if androids can do all of that for you? These are what automated stock market dealing robotic systems do best. What if you had a technique to tell which stocks are intending to make a slaughtering in the market? Spot the ?gainers? earlier without counting on brokers or sly insider information. These systems scan the market steadily for the best emerging stocks. Stocks are influenced daily by foreseeable information and arithmetic.

This suggests you quickly know which stocks are going to make a gain. You can purchase inexpensive early and sell higher later earning masses of bucks each day or thousands of bucks each week on your investment with the best stockmarket trading system. The advantages of an automatic share trading robotic system are giant. As the more well capable you are on the language then you'll get more successful. The best thing about the stock market trader software is the incontrovertible fact that they're programmed to recognise the trends and advise you of which stocks are probably going to be good to make an investment in. * There are new technologies out there now that will seriously improve the probability for successful stock market trading.

They also are comparatively cheap and easy to utilise. If you're think about making an investment in a stock market trader software then it'd be to your benefit to learn all you are able to about the various type and the good points and bad points of every one before purchasing one. This is effective as the market advances in patterns which repeat themselves often each 7 years typically. Some automated stock market trading systems particularly target penny stocks and shares when attempting to find trading prospects. This may be seen and shown by the undeniable fact that we are going into and out of recessions continually whether or not it's larger or smaller one or more times ten years. This is effective because penny stocks and shares are the least expensive, most uncertain and wildly changing investments to be found in the market as it is far easier to persuade their position and price with less trading activity. As an example, the 1st automated securities dealing system pick which was aimed at penny stocks and shares especially which I invested in was priced at $.18 a share.

Source: http://traders101.com/2012/08/28/the-value-of-collaborating-in-ridicule-stock-market-trading-games/

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Tuesday, August 28, 2012

Arcade Party Ideas For Kids and Teens - Moms & Munchkins

Arcade Party IdeasAn arcade party doesn?t necessarily have to be held at an arcade. There are plenty of fun & inexpensive ways to set up your own arcade at home. Here you?ll find fun party ideas for invitations, decorations, food, treat bags and of course games! This is a great theme for teenagers who love video games!

Arcade Party ? Invitations:

A fun idea for an arcade invitation is a ticket style invitation inviting them to your newly created home arcade. It could include words like:

  • Please join us for the Grand Opening of {Child?s Name}?s Arcade!
  • Game On!
  • Bring your best game playing skills for {Child?s Name}?s Arcade Championships!
  • Let the games begin!
  • Calling All Gammers!

Arcade Party ? Decorations:

One of the great things about an arcade party is that the games also go towards your party decor. I?ll talk more about games in the next section. To set the scene for an arcade at home, you?ll need plenty of fun arcade signs, neon lights and spotlights. If you can, dim the lights in the party area and use neon & flashing lights instead.

There are also plenty of arcade inspired stuffed animals like Pac Man and Donkey Kong that could be placed around the party area. Here are a few other ideas for signs, tokens on tables, wall decals and more!

Arcade Party ? Activities:

The key to a fun arcade party is plenty of arcade games! Most of us don?t have a home filled with arcade games so you?ll have to improvise a little bit.

To start with, you may want to use small white boards at each game station to record high scores during the party. The person with the highest score at each game could be given a prize at the end of the party. You could also hand out tickets to each player who participates in a game. The players could then use these tickets later to fill their favor bag at the end of the party. I?ll discuss this in a bit more detail later!

Most of the fun games shown below are under $30 and they all fit perfectly into an arcade party theme. You may also want a few timers for some of the games to record how many points players score within a specified time frame.

Some fun arcade game ideas are:

  • Video games like racing games and dancing competitions
  • Small handheld pinball games
  • Over the door hanging basketball games
  • Darts to pop balloons on a cork board
  • Bowling games
  • Whack A Mole (my favorite arcade game!)
  • Water guns & shooting rubber ducks
  • Claw game for trying to grab prizes out of a clear container (you could also use salad tongs for this and have guests close their eyes and grab a small prize out of a large box ? for even more difficulty, you can blindfold them and spin them around a couple of times)

Arcade Party ? Food:

A fun idea would be to set up a concession stand with food items to ?purchase? with tickets or tokens that the guests are given as they enter the party. Some food ideas are:

  • Hot Dogs
  • Donkey Kong burgers
  • Mario?s Pasta Special
  • Popcorn

Arcade Party ? Dessert:

Besides cake and cupcakes, an arcade party could include fun desserts like:

  • Pac Man cookies using Pac Man cookie cutters
  • Pinballs (regular cake pops iced in grey or silver icing to make them look like pinballs)
  • Cotton Candy

Arcade Party ? Favors:

When guests arrive to the party, they can be given small plastic cups with tickets and tokens. The tokens can be used for food at the concession stand and the tickets can be traded in for fun prizes. Each guest can be given a personalized treat bag that they can fill with whatever prizes they choose from the prize area. You can label each prize with how many tickets each one is worth. Guests can then use the tickets they?ve been given or have won during the party to fill their favor bags to take home. Some fun ideas for an arcade party prize area include:

What?s your favorite arcade game?

?

**Disclosure: I am part of the Amazon, Birthday in a Box, Tiny Prints Inc., Beau-coup and Big Dot of Happiness affiliate programs. All opinions expressed here are 100% my own.

Related posts:

Source: http://www.momsandmunchkins.ca/2012/08/26/arcade-party/

mike brown

Saturday, August 18, 2012

US tries to get Fannie, Freddie back on their feet

By Rachelle Younglai, Reuters

WASHINGTON -- The Treasury on Friday revamped the bailout of Fannie Mae and Freddie Mac to curb chances the giant mortgage finance firms could emerge from government control as the powerful, profit-driven corporations they once were.

The Treasury said it would require the companies, whose massive losses threatened the financial system after the housing bubble burst, to shrink their investment portfolios more quickly and turn over any profits to taxpayers.

Under the previous bailout terms, the companies, which buy mortgages from lenders and repackage them as securities for investors, were required to make a 10 percent dividend payment to the Treasury. At times, they have had to borrow from Treasury just to return the dividends. Now, they simply won't be able to retain any profits.

Fannie Mae and Freddie Mac were seized by the government at their height of the financial crisis in 2008 as mortgage losses threatened their solvency. Since then, they have drawn a total of $188 billion in taxpayer funds to stay afloat, while paying more than $45 billion in dividends.

At the start of next year, the Treasury's unlimited support for the companies gets will expire. After December 31, Fannie Mae's bailout funds will be capped at $125 billion and Freddie Mac will have a limit of $149 billion.

This has raised concerns among investors who buy their debt, a worry eased by the new terms.

"The market's worry is that Fannie and Freddie will exhaust this Treasury capital and default on bond payments," the Washington Research Group said in a note to clients. "Just the fear of this could drive up their borrowing costs, which would require them to seek government capital more quickly."

The announcement hit preferred shares of the two firms, driving them down by more than 70 percent in heavy trading, as investors saw the plan as undercutting their ability to ever emerge from government conservatorship as profitable companies. Their common shares also fell.

Their corporate debt, however, rallied as the new policy alleviated the need for Fannie Mae and Freddie Mac to borrow from the government just to make dividend payments, putting them in better position to service their debt.

"You fixed the major flaw in the initial agreement," said Jim Vogel, interest rate strategist at FTN Financial in Memphis, Tennessee.

With the housing market showing signs of improvement and Fannie Mae and Freddie Mac reducing their portfolios of loans with poor credit quality, the government-owned companies posted strong profits in the second quarter of this year.

The Treasury said the altered bailout terms would ensure that "every dollar of earnings that Fannie Mae and Freddie Mac generate will be used to benefit taxpayers for their investment in those firms."

Although the Treasury said the changes would accelerate plans to eventually shut the companies down, the announcement did little to address how that might be achieved or how the government's footprint in the mortgage finance market might shrink. Along with the Federal Housing Administration, Fannie Mae and Freddie Mac finance nine out of every 10 new home loans.

Early last year, the administration unveiled a policy paper that outlined three options to reshape the U.S. housing finance system, but it has yet to provide further details.

While Republicans and Democrats agree on the need to reduce the government's role in housing finance, they disagree on how drastically and Congress has yet to take action.

As part of the new bailout terms, Fannie Mae and Freddie Mac will be required to reduce their investment portfolios at an annual rate of 15 percent instead of the previous 10 percent. That will put them on track to each cut their portfolios to a targeted $250 billion in 2018, four years earlier than previously scheduled, the Treasury said.

Fannie Mae's investment portfolio, valued at $673 billion as of the second quarter, holds distressed loans and mostly mortgages that were originated before 2008. Freddie Mac's investment portfolio was valued at $581 billion as of June.

During the years of the housing boom, their portfolios generated enormous profits.?

Copyright 2011 Thomson Reuters. Click for restrictions.

Source: http://bottomline.nbcnews.com/_news/2012/08/17/13338973-government-tries-to-get-fannie-mae-freddie-mac-back-on-their-feet?lite

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Thursday, August 16, 2012

Romney blocks media from Ryan's 1st Vegas funder

DENVER (AP) ? Mitt Romney's campaign is blocking reporters from covering GOP vice presidential candidate Paul Ryan's first meeting with donors in Las Vegas.

Tuesday night's event at The Venetian hotel is expected to draw casino owner and Republican mega-donor Sheldon Adelson.

The decision to block access marks a break from rules previously established by Romney's campaign.

Reporters usually are allowed to cover President Barack Obama's fundraisers when they are held in public venues.

A Romney aide who was not authorized to speak for the record said the event is closed to the media because it is a "finance meeting" instead of a fundraiser.

But Ryan attended two Denver-area fundraisers on Monday night where media coverage also was prohibited.

Source: http://news.yahoo.com/romney-blocks-media-ryans-1st-vegas-funder-190150755.html

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Monday, August 6, 2012

Mortgage Rates

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805.530.1199 Direct Line to CEO

We have many options available including loan amounts up to 2,000,000. Depending on the situation points and fees will change accordingly.? For more information give us a call or send us an email. We look forward to the opportunity to serve you.? Mention the BLOG for these extra savings.

Last Update: Sunday, August 5,? 2012 Broker /Origination Fee: 0.000%
Lock Period: 30 days Loan Amount: $300,000

We have many options available including loan amounts up to 2,000,000. Depending on the situation points and fees will change accordingly. For more information give us a call or send us an email. We look forward to the opportunity to serve you.

Call for lower and alternative rates for your unique situation


30 Year Fixed?????????? ?? ??????? 20 Year Fixed?????????????????????? 15 Year Fixed???????????????????????? 10 Year Fixed
3.375%? APR 3.542%?????????????? 3.250% APR 3.511%????????????? 2.990% APR 3.113%????????????????? 2.875% APR 3.012%

30 Year Fixed Jumbo above $625,500
4.250% APR 4.302%

30 Year Fixed Jumbo lower than $625,500
3.625% APR 3.744%

15 Year Fixed Jumbo lower than $625,500
3.250% APR 3.371%


FHA & VA 30 Year Fixed
3.655% APR 3.677
%

FHA & VA 15 Year Fixed
3.365% APR 3.395%

20% down payment assumption for non-FHA or VA loans
Credit (FICO) Assumption: Excellent = 740, Good = 700, Fair = 680

Please Read the Following:

Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions.

Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo Conforming Loans in most Counties. Rates and APR's are based on amounts of $300,000 for Conforming Loans and $625,500 for Jumbo Conforming Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

Source: http://yourrealestatelife.com/blog/2012/08/05/41-mortgage-rates

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Saturday, August 4, 2012

Business travellers in New Zealand keep it professional | Dream ...

Some business?travelers?mix their professional and personal commitments when travelling to a variety of destinations. However, this cannot be said of travellers from New Zealand who concentrate wholly on business matters when mandated by the company to travel to a particular destination for one reason or another. Some of the non professional activities that New Zealand business travellers are least known for include the extension of business trips, visiting family or sometimes friends, giving invitations to friends to join them on the trips. However, these are common with other business travellers.

Furthermore, business travellers also avoid the temptation of using credit cards offered by their company to purchase personal items. Surveys indicate that their main objective while travelling for business to different travel destinations is to network and building professional relationships for the benefit of their company. Other unique features of business travellers from New Zealand is that men still dominate business travel, do personal hotel booking which is determined by the hotel location, travel in last six months of the year among others.? With such findings from the 2012 survey on business travel, it is a confirmation to employers in New Zealand that their money is being used well.

New Zealand business travellers keep corporate travel ?strictly business? ? World News Report

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Source: http://www.dreamholidayblog.com/business-travellers-in-new-zealand-keep-it-professional/

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Thursday, August 2, 2012

IOC, FINA and others defend China's teen swimmer

LONDON (AP) ? Olympic organizers and swimming's governing body leapt to the defense of China's world record-breaking teen sensation Ye Shiwen on Tuesday, with the sport's president saying suspicions that she doped were "crazy" and motivated by jealousy and the IOC stressing its confidence in the drug-testing program.

"We need to get real here," said International Olympic Committee spokesman Mark Adams. "These are the world's best athletes competing at the very highest level. We've seen all sorts of records broken already all over the place."

Adams said the top five athletes in each event, plus two others, are tested as part of "a very, very strong drug-testing program, and we are very confident if there are cheats we will catch them."

"We can't stop speculation. It is inevitably a sad result of the fact that there are people who dope and who cheat," Adams said. "It's very sad we can't applaud a great performance. Let's give the benefit of the doubt to the athletes."

Ye won the 400-meter individual medley on the opening day of the Olympic swimming competition, and was the favorite to win the 200 IM on Tuesday evening, too.

The 16-year-old Ye sliced through the last lap of the 400 in 28.93 seconds ? faster than the 29.10 American winner Ryan Lochte posted in the last 50 of the men's race. Ye's time was 4:28.43, more than a second faster than the previous world record set by Australia's Stephanie Rice at the 2008 Beijing Games in a now-banned bodysuit.

John Leonard, head of the American Swimming Coaches Association but not a member of the U.S. Olympic staff, was among those openly questioning Ye's legitimacy. The Guardian newspaper quoted him as saying the last 100 of her race "was reminiscent of some old East German swimmers."

"History in our sport will tell you that every time we see something, and I put quotation marks around this, 'unbelievable,' history shows us that it turns out later on there was doping involved," Leonard was quoted as saying.

Asked about Leonard's comments, FINA president Julio Maglione told The Associated Press that people are free to say "stupid things" if they want.

"It's a big mistake," Maglione said of Ye's doubters. "The people that said this is crazy."

He said FINA spends $1 million to drug-test the top 30 swimmers in the world two or three times a year and "swimming is absolutely clean."

He said that he has absolutely no suspicions about Ye and that her critics are jealous because China is becoming a swimming power.

"It's best for the swimming," Maglione said. "Not only two or three countries. We have now 15 countries that take medals, 20 countries. That is important that many countries in the world take medals."

The anti-doping chief for China's General Administration of Sport, Jiang Zhixue, said Chinese athletes, including swimmers, have passed nearly 100 drug tests since they arrived in London. FINA's website shows Ye also underwent three out-of-competition drug tests from June 2011 to February this year.

"Some people are just biased," the official Xinhua News Agency quoted Jiang as saying. "We never questioned Michael Phelps when he bagged eight gold medals in Beijing."

Australian coach Ken Wood, who has a contract with the Chinese Swimming Association and has trained 20 of China's swimmers in London, accused Ye's doubters of double standards.

"They are just laying it on, especially the Americans because they are losing the whole damn meet," Wood told the AP by phone from Australia. "They are creating double standards."

He said China is extremely strict about adhering to its anti-doping rules. He said a group of about a dozen Chinese swimmers ? including some now in London ? who came to his academy to train a few years ago were temporarily suspended from competing after drug testers couldn't find them where they had said they would be. The swimmers mistakenly listed the pool, instead of their nearby rented accommodation, as the place to find them for drug tests, he said.

"What happened was the drug testers came around and said, 'Where are the Chinese?' I said they are not training now," Wood said. "They couldn't find them when they wanted to."

"So the Chinese Swimming Association immediately banned them and said, 'Right. Oh, they can't swim anymore,'" he told the AP. "That's how stringent they are."

He wrote to the CSA explaining that the mistake was a language issue and that the swimmers had given the wrong address. Chinese authorities later wrote back saying they accepted his explanation, and the swimmers were reinstated, he said. "They did suspend them and I had to write a letter," he said.

"They reinstated them and sent me a letter and said, 'Thank you very much. We have no reason to doubt the veracity of your statement.'"

He said the Chinese swimmers are subjected to frequent doping tests.

"They hit them all the time," he said. "Some of the swimmers got tested three times in one week."

Sebastian Coe, head of the London organizing committee, said it would "very unfair to judge an athlete by a sudden breakthrough."

"What you tend to forget is probably the 10 years of work that's already gone in to get to that point," he said on ITV News. "You need to look back through her career. I think you've got to be very careful when you make judgments like that, but, yes, it is an extraordinary breakthrough."

John Brewer, a board member of UK Anti-Doping and director of sport at the University of Bedfordshire, also talked down doubts about Ye.

"Drug testing procedures in place at the London 2012 Olympics are extremely rigorous, and the storage of samples for eight years after the games makes doping a very high-risk strategy," he said. "We should not be surprised by exceptional performances since gold-medal winning athletes are inevitably different to the rest of us due to their talent, training and lifestyles."

China, with 1.3 billion people, "has a vast pool of talent to choose from ... so we should not be too surprised when an individual with exceptional talent emerges," he added.

Ye is known for her large hands and feet, but otherwise she's smaller than other swimmers at 5-foot-7 (1.72 meters) and 141 pounds (64 kilograms).

"One of the interesting things about swimming is people don't swim the same way," said Bob Bowman, Phelps' coach. "They have to swim the way their body is made, so that's what she's doing. She's taking advantage of her size."

"I don't think that 4:28 is an impossible time in the 400 IM, I think it's a perfectly logical time for someone to go," he said of her world-record swim. "The girl has good technique. She had an amazing last 100 but people do amazing things sometimes."

"I trust the testing service and I know that Michael was tested nonstop and we're very careful about what goes into his body, and I assume that other competitors are, too," Bowman added.

___

AP Sports Writer Stephen Wilson in London contributed.

Source: http://news.yahoo.com/ioc-fina-others-defend-chinas-teen-swimmer-164926172--oly.html

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